Save money on water usage
With this tip you not only save money, but will also help the environment at the same time. You can save money by using less water. If you're in the US, there is the U.S. Environmental Protection Agency’s (EPA) WaterSense program, which allows you to find high-quality, faucets, water-efficient toilets, shower heads and much more. The Watersense program has been introduced in the US in 2006, and this program helps people buy more water-efficient appliances and fixtures. Imagine that products that have the Watersense certification save up to 20% your water, and they perform sometimes even better than your current, traditional appliances. WaterSense ...
Budgeting your Money in 3 Easy Steps
One of the most painful but essential financial skills is personal budget planning. Trying to plan your finances without a budget is like walking in the forest blindly and hoping you get out on the other end. Here are teh main 3 steps involved in budgeting your money in a proper way: Calculate all your earning income (salary and any other income you are currently getting). For example if you are working in a restaurant as a waiter/waitress, calculate all the tips you are getting as well. If you are divorced and you are getting child support, add that in too. Identify your ...
5 Ways to Save Money
Saving money is not only important when the economical situation is bad. It is wise to always save money, because you never know when you will need that little extra that will pull your head out of the deep water. So here are 5 ways that you can save money in any situation. When you're out shopping, use coupons and rebates. You can use coupons for gas, oil change, all sorts of groceries, books, and pretty much anything else around the house. When you're flipping through neswspapers and magazines, make sure to cut out those coupons. Every penny counts. Use coupons for online ...
Recent Articles
Save Money When You Have a Limited Income
When you are on a limited income, it is really important to save money, else in the long run you will start feeling that life is going past you and you haven’t enjoyed it a bit. If you start saving money now, you will be able to afford later on more than you’d think you will. Particularly large companies have a 401k plan, which means that the will match the amount that you set aside,... [Read more]
Save Money on Your Electricity Bill
Have you noticed how sometimes your electric meter is spinning way faster than that of your neighbour and although you’re frustrated, there’s nothing seemingly that you can do about it? Well, I say seemingly because now you can! Here are 5 tips that will help you save on your electricity bill and make your spinning meter wheel slow down considerably. Start buying the energy efficient compact... [Read more]
How to Start a Savings Plan
The first thing you need to do when you’ve decided to start saving money is develop your action plan. Your plan doesn’t need to be very elaborate, but it needs to contain the basic steps that you want to take and follow to be successful at your money saving business. Here are a couple of tips that will guide you in starting your own savings plan. Set your goals you want to achieve –... [Read more]
Why would you want or need to save money?
One of the most difficult concepts to deal with is the idea of saving money. It might be appealing in theory to put money aside for darker days, but in practice it’s not so easy. In normal circumstances, people find it difficult to create and stick to a realizable savings plan. It does take a lot of commitment to do so, however, the benefits are too great to not do it: think of the financial... [Read more]
397 Ways to Save Money
This is the title of the book that Kerry Taylor wrote on the topic of saving money. Once you read her book, even if you thought you were ‘frugal’, you will understand the real meaning of ‘frugal’. She is the epithome of frugal. Until I read her book, I was spending money lavishly without realizing! Some of her tips among the 397 that she gives include renting instead of owning... [Read more]
Save money on water usage
With this tip you not only save money, but will also help the environment at the same time. You can save money by using less water. If you’re in the US, there is the U.S. Environmental Protection Agency’s (EPA) WaterSense program, which allows you to find high-quality, faucets, water-efficient toilets, shower heads and much more. The Watersense program has been introduced in the US in 2006,... [Read more]
Use fans to save money
Summer is at our doorsteps, and one day while I was sitting on my balcony, enjoying the afternoon, I’ve heard a lot of airconditioning machines in the neighbourhood. Also by talking to people I’ve found out that aircons are used pretty much the whole day (and sometimes during the night) to make the heat more bearable. Do you know that by using that much your aircon, your electricity bill... [Read more]
